What's the cost to Take Credit Cards?  
  The cost of taking credit cards is quite minimal when you weigh it against the loss of sales that will result in "Not Taking Credit Cards". 

Their are two types of costs associated with credit card acceptance.

The upfront costs, and the ongoing costs.

With a typical merchant account that upfront cost can include such items as:

  • Equipment Cost  (minimal with CMS)
  • Programming Fees  (normally FREE with CMS)
  • Deployment Fees  (normally FREE with CMS)
  • Application Fees (minimal or FREE with CMS)
  • Shipping / Handling Fees (very close to cost with CMS)
  • Software Fees (minimal with CMS)
  • Gateway License Fee (minimal with CMS)

Capital Merchant does not believe in charging any more upfront fees than we need to to cover our cost and make a minimal profit.  When you purchase equipment or software from Capital Merchant Solutions Inc, you will receive on simple invoice with everything clearly explained.  No hidden fees.

The second cost associated with a credit card acceptance is the ongoing rates and fees of the account.  These rates and fees can generally be broken down into just a few basic categories:

  • Discount Rate (percentage charged by issuing bank to process a card)
  • Transaction Fee (flat fee charged per transaction)
  • Customer Service / Statement Fee (monthly fee charge by processor)

Capital Merchant Solutions Inc deals with a very wide variety of merchants, each with a different business method, transaction volume and average ticket amount. Instead of spoonfeeding one rate plan to all merchants, we will personally match you with the best rate plan for your your business type. 

In order to get the lowest possible rates, you will need to Contact us today, and let one of our trained representatives help you get setup to accept credit cards "the right way".

Capital Merchant Solutions Inc
1-877-495-2419, Ext 203 

 

 

Capital Merchant Solutions, Inc is a Registered Member Service Provider / ISO for 
HSBC Bank N.A., Buffalo, NY as well as  Bank of America, N.A. FDIC Insured.
© 2005 Capital Merchant Solutions Inc.  All Rights Reserved.