Credit Card Processing Rates and Fees

Credit Card Processing Rates and Fees

Capital Merchant Solutions, Inc has been offering affordable payment solutions to retail, service, restaurant, home based, & internet businesses since 1997. Pay special attention to the third column… That’s what a merchant account will cost you to get setup! You won’t find hidden $500-$1,000 charges no matter how hard you look. Get your entire merchant account set up for a fraction of what most providers charge!

Industry Average Save with CMS
Setup Fee $100 – $500 FREE License Fee $199 – $399 FREE
Application Fee $50 – $295 FREE
Programming Fee $50 – $295 FREE
Discount Rate (Internet) 2.25% – 3.95% 2.04%
Discount Rate (Swiped) 1.89% – 2.95% 1.69%
Authorization Fee $0.30 – $0.50 $0.24
Statement Fee $10.00 – $25.00 $8.95
Customer Service Fee $10.00 – $15.00 FREE
American Express Setup Fee $25.00 – $99.00 FREE
Discover Network Setup Fee $25.00 – $99.00 FREE
Internet Gateway Fee $20.00 – $35.00 $13.99
Check by Phone Software $195.00 – $295.00 FREE
Check Recovery Service $99.00 – $299.00 FREE
Credit Restrictions Very Strict Not an issue
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The above rates and fees are not meant to be entirely inclusive; other rates and fees may apply to certain transaction types. Entire rate and fee schedule will be included in your Merchant Application & Merchant Processing Agreement. These will be available for review prior the setup of your merchant account.

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